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Online Rates - Texas Only
Special Internet Only Rates*
Please ask for a member of the internet team to get these rates
Please ask for a member of the internet team to get these rates
| Rates last updated on May 13, 2008, 10:02 AM |
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Rates last updated: May 13, 2008, 10:02 AM |
| ** Rates Valid for loans between: Conforming: 180,000-417,000 |
| Jumbo 418,000 - 650000 |
| 100,000-124,999: Add .25 points |
| 40,000-99,999: Add .5 points |
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| Some products may not have loan amount adjustments. |
| Some products may not have loan amount adjustments. |
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| List of all Standard Fees* |
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Conventional |
Jumbo |
| 3rd Party Underwriting Fee |
$695 or $590 depending on loan program |
$695 or $590 depending on loan program |
| Closing Documents |
$0 |
$0 |
| Transaction Fee |
$650 |
$650 |
| Administration Fee |
$0 |
$0 |
| Flood Certificate |
$0 |
$0 |
| Credit Report |
$5 |
$5 |
| Appraisal |
$300 Approx. |
$300 Approx. |
| Processing |
$350 |
$350 |
| Pest Inspection |
$0 |
$0 |
| *Title Insurance, settlement, endorsement, tax service and recording are in addition to these fees. On rare occasion additional fees may apply. |
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| *Applications must be received by 3 p.m. MST to be considered for a rate lock that same day. |
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| **Some loans may be subject to higher rates or points due to but not limited to the following: existing or new second mortgages, cash-out, high loan-to-value ratios, low credit scores, inability to verify income, self employed, second home or investment property, loan amount. Some products are listed as a purchase only rate. |
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| *Rates, points, and products may vary by state. |
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| **Rates based on $300,000 for conforming 30 and 15 year fixed; $500,000 for jumbo. Rates, points and programs cannot be guaranteed and are subject to change without notice. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. Maximum Loan amount for a Conforming Loans is $417,000. Jumbo is a loan amount in excess of $417,000. Rates and APR's are based on amounts of $400,000 for Conforming Loans and $600,000 for Jumbo Loans. |
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